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 Latest News

SHOP Marketplace Application
According to a January 11, 2016, email from the Centers for Medicare & Medicaid Services (CMS), if you submit your initial group enrollment Small Business Health Options Program (SHOP) Marketplace application and make your initial payment by January 15 -- your coverage can be in place as early as February 1. Read more>>
IRS Extends Deadlines for New Mandatory Forms for Employers with 50 or more FTEs
The Internal Revenue Service has extended the deadlines for new mandatory forms that must be completed by an applicable large employer – employers with 50 or more full-time employees, including full-time equivalents. The new deadline for the first of these new reporting requirements is now March 31, 2016 which is an extension of nearly two months from the previous deadline. Read more>>

Congress Postpones the ACA’s “Cadillac Tax” Until 2020
At the close of the first session of the 114th Congress, lawmakers approved a massive spending and tax package that included a postponement of the Affordable Care Act’s so-called “Cadillac Tax” until 2020.   The tax was scheduled to take effect in 2018. Read more>>
New Features of SHOP Marketplace for 2016
On Tuesday, January 5, 2016, the Centers for Medicare and Medicaid Services(CMS) sent out an email noting new features in the Small Business Health Options Program (SHOP) Marketplace for 2016.  To see what’s new, read more >>

 Key Legal Decisions

House v Burwell - In November 2014, the US House of Representatives has filed a complaint against the Obama Administration asserting that the President acted illegally in implementing the Affordable Care Act (ACA). The litigation is currently on-going. (US Supreme Court [11/21/14])
King v Burwell – Under the Affordable Care Act (ACA), Congress made premium tax-credit subsidies available nationwide on both state- and federally-run exchanges. (US Supreme Court [6/25/15])

Burwell v Hobby Lobby -
Under the Religious Freedom Restoration Act (RFRA), closely-held for-profit corporations cannot be required by the ACA to provide group health plan coverage of certain kinds of contraceptives that the corporations' owners find religiously objectionable. (US Supreme Court [6/30/14])

National Federation of Independent Business v Sebelius -
Provisions under the ACA, that require most Americans to buy health insurance (the individual mandate) and expand the scope of Medicaid, are valid exercises of Congress's power under the taxing and spending clauses of the Constitution. The federal government, however, cannot coerce individual states to participate in Medicaid expansion by threatening to withdraw all of their Medicaid funding. (US Supreme Court [6/28/12])

 Insurance Solutions


AHCA/NCAL is pleased to announce the AHCA/NCAL Insurance Solutions, LLC. Our new insurance agency is dedicated to providing members with ACA compliant insurance solutions for both fully insured and self-insured groups of any size. Insurance Solutions is a full service insurance agency exclusive to AHCA/NCAL Members. AHCA/NCAL Insurance Solutions provides members with a full array of competitive insurance products. Contact us today to see what the AHCA/NCAL Insurance Solutions, LLC can do to meet your company’s insurance needs. For more information, visit​ or contact


 Important Deadlines


Review this timeline​ to learn about the provisions of the Affordable Care Act that have or will be implemented. You may also view this at-a-glance version.