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 Latest News

Section 1332 of the Affordable Care Act (ACA) permits a state to apply for a State Innovation Waiver to pursue innovative strategies for providing their residents with access to high quality, affordable health insurance while retaining the basic protections of the ACA.  State Innovation Waivers allow states to implement innovative ways to provide access to quality health care that is at least as comprehensive and affordable as would be provided absent the waiver. Read more>>

IRS Webinar Series Offered on ACA
The IRS is presenting three different webinars in July that will each be repeated in August and September..The IRS designed webinars for business owners, tax managers, employee benefits managers and health coverage providers. Read more>>

Final Rule Designed to Improve ACA Marketplace Consumer Information
The Departments of Labor, Health and Human Services (HHS), and the Treasury have issued final regulations that make it easier for people and employers to compare options when shopping for and renewing health insurance coverage Read more >>

OIG Reviews ACA Exchanges
The OIG has created a new webpage with reviews of the health insurance exchanges and other Medicare, Medicaid, and public health programs. The reviews are focused on promoting the economy, efficiency, and effectiveness of Affordable Care Act (ACA) programs across HHS. Read more>>
Affordable Care Act "Small Employer" Definition Changes in 2016

A significant change impacting small employers with up to 100 employees is on its way under the Affordable Care Act (ACA). For plans years beginning in 2016, the definition of “small employer” expands to employers with 1 to 100 employees on and off the exchanges. Currently, the definition of small employer includes only one to 50 employees.  Read more>>


 Key Legal Decisions

King v Burwell – Under the Affordable Care Act (ACA), Congress made premium tax-credit subsidies available nationwide on both state- and federally-run exchanges. (US Supreme Court [6/25/15])

Burwell v Hobby Lobby -
Under the Religious Freedom Restoration Act (RFRA), closely-held for-profit corporations cannot be required by the ACA to provide group health plan coverage of certain kinds of contraceptives that the corporations' owners find religiously objectionable. (US Supreme Court [6/30/14])

National Federation of Independent Business v Sebelius -
Provisions under the ACA, that require most Americans to buy health insurance (the individual mandate) and expand the scope of Medicaid, are valid exercises of Congress's power under the taxing and spending clauses of the Constitution. The federal government, however, cannot coerce individual states to participate in Medicaid expansion by threatening to withdraw all of their Medicaid funding. (US Supreme Court [6/28/12])

 Insurance Solutions


AHCA/NCAL is pleased to announce the AHCA/NCAL Insurance Solutions, LLC. Our new insurance agency is dedicated to providing members with ACA compliant insurance solutions for both fully insured and self-insured groups of any size. Insurance Solutions is a full service insurance agency exclusive to AHCA/NCAL Members. AHCA/NCAL Insurance Solutions provides members with a full array of competitive insurance products. Contact us today to see what the AHCA/NCAL Insurance Solutions, LLC can do to meet your company’s insurance needs. For more information, visit​ or contact


 Important Deadlines


Review this timeline​ to learn about the provisions of the Affordable Care Act that have or will be implemented. You may also view this at-a-glance version.