Insurance Solutions

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Saving Money for AHCA/NCAL Members

AHCA/NCAL Insurance Solutions offers a variety of employee health insurance programs to meet your business needs, including a new minimum essential coverage plan (MEC) for only $161 per month that provides the most commonly utilized health benefits employees want with copays they can afford. AHCA/NCAL Insurance Solutions programs are designed with exclusive member savings and discounts. The program offers health insurance options, group and voluntary benefit packages, an aggressive Stop-Loss insurance program, MEC plans, as well as cloud-based HR platforms that will help members achieve savings and greater efficiencies on employee health benefits within your company.

Seeking Our Advice is Free and There is No Obligation

Fill out the form below with your request for more information about the new AHCA/NCAL Insurance Solutions MEC plan or for a "Second Look" at your existing ACA-compliant plan. Our team will reach out to you to schedule a brief conference call to discuss your needs. Our program gives you the ability to have a no risk and no obligation review of your current package or renewal, or to discuss how to integrate the new MEC plan alongside your current ACA-compliant health plan.

Additional Information

What is the new Minimum Essential Coverage (MEC) Plan?

The new AHCA/NCAL Insurance Solutions plan was developed by Compass Total Benefit Solutions and offers AHCA/NCAL members two new affordable options for providing many of the health insurance benefits that are important to long term care employees. The new plans feature affordable premiums and co-pays for valued and commonly used services. The Compass 1 Plan costs about $1 per hour for a full-time employee or $161 per month. Employers may pay all, part or none of the monthly premiums. A second plan (Compass 2) has higher hospital indemnity payments and is available for $182 per month.

The MEC plans were designed to help long term care employees who cannot afford Affordable Care Act (ACA) compliant plan premiums or the high deductibles associated with many ACA plans. Even though traditional ACA compliant plans are classified as “affordable,” they are not an option that many long term care employees can afford. These MEC plans give employees affordable access to commonly needed and utilized health benefits at an affordable price with no deductibles and low copays. Spouse, children and family plan options are also available. Watch this short video to learn more.

In the long term care sector, the MEC plans are available to AHCA/NCAL member facilities only as a member benefit because of the exclusive low monthly premiums. More information about the MEC plans is available under the “Resources” section on the left side of the screen.

Our Consulting Team

Our partner, Compass Total Benefit Solutions, was specially formed to work with AHCA/NCAL membership. Nick Cianci is President of Compass and understands the needs of long term care providers and has strong expertise in the employee health benefits field. Compass Total Benefit Solutions was named a 2021 “Top Emerging Benefits Administration Company” by Manage HR Magazine.