What is the new Minimum Essential Coverage (MEC) Plan?
new AHCA/NCAL Insurance Solutions plan was developed by Compass Total
Benefit Solutions and offers AHCA/NCAL members two new
affordable options for providing many of the health insurance benefits
that are important to long term care employees. The new plans feature
affordable premiums and co-pays for valued and commonly used services.
The Compass 1 Plan costs about $1 per hour
for a full-time employee or $161 per month. Employers may pay all,
part or none of the monthly premiums. A second plan (Compass 2) has
higher hospital indemnity payments and is available for $182 per
MEC plans were designed to help long term care employees who cannot
Care Act (ACA) compliant plan premiums or the high deductibles
associated with many ACA plans. Even though traditional ACA compliant
plans are classified as “affordable,” they are not an option that many
long term care employees can afford. These MEC plans
give employees affordable access to commonly needed and utilized health
benefits at an affordable price with no deductibles and low copays.
Spouse, children and family plan options are also available.
In the long term
care sector, the MEC plans are available to AHCA/NCAL member facilities
only as a member benefit because of the exclusive low monthly premiums.
More information about the MEC plans is available
under the “Resources” section on the left side of the screen.
Our Consulting Team
partner, Compass Total Benefit Solutions, was specially formed to work
with AHCA/NCAL membership. Nick Cianci is President of Compass and
understands the needs of long term care
providers and has strong expertise in the employee health benefits
Solutions We Offer
With our multiple carrier and vendor partnerships, we offer the following types of insurance and employee benefit solutions:
• Health (both fully and self-insured)
• Critical Illness
• Hospital and Emergency Room
• Long-Term Care
• Compass MEC Plans
• Enrollment Platforms/ Private Exchange