Most Long Term Care Employees are Eligible for Free Three-Year Life Insurance Policies Through the Mass Mutual HealthBridge Program While Funds Last Programs and Resources Published:September 15, 2020 Dave Kyllo Page ContentAHCA/NCAL Insurance Solutions and Compass Total Benefit Solutions are pleased to announce a special free life insurance program being offered to healthcare workers fighting the COVID-19 pandemic battle. MassMutual has committed to pay the premiums for $3 billion of insurance coverage through its HealthBridge program, which will offer free 3-year term life insurance policies to frontline healthcare workers, including most skilled nursing and assisted living employees. The program features:No physical exam or lab testing required$25,000 death benefit for an applicant age 18-50$10,000 death benefit for an applicant age 51-60Easy online applicationClick here for more background information about the Mass Mutual HealthBridge life insurance program. Criteria to be eligible for the program include:You are between the ages of 18 and 60You are a US citizen and resident or have permanent residency statusYou are recently actively employed or volunteering at least 10 hours per month at a health care or emergency medical services provider that is testing, treating, or evaluating patients for COVID-19You work in a role where you have had or will have direct in-person contact with patients diagnosed with or being treated/evaluated for symptoms related to CoronavirusYou live or work in the United States where HealthBridge is available (not available in Puerto Rico or the U.S. Virgin Islands)You earn no more than $250,000 per yearEmployees of AHCA/NCAL member facilities who are interested in the free life insurance program are encouraged to apply quickly before the $3 billion Mass Mutual HealthBridge cap is reached. Note that the program is not intended to replace life insurance policies employees have already purchased.